Why I try hard not to order from anyone who doesn't take PayPal

1. Ease of use

   Simply put, there's no easier method.
   Don't bother arguing, measure it. There's no easier method. Period.

   It's less typing, less room for mistakes.

   If you don't take PayPal, you're saying:

   "I don't care if you have to waste your time"
   ...not something one wants to say to a customer!

2. Identity theft protection

   I've been hit by identity theft twice with one credit card ... something that cannot happen with PayPal. (There's a world of expensive difference between knowing my name and credit card number vs. knowing my name and email address!)

   Let Me Repeat:

   IDENTITY THEFT PROTECTION

   
   When I don't send a credit card number to a vendor/store/person, there's that much less information available for them, or an eavesdropper, or hacker breaking into their system, to steal.

   Each new vendor I order from, and use PayPal instead of sending a credit card number, means one (or MORE) less computers / people who don't get to see my credit card number or checking account number. (With personal checks, they'd also see my home address.)

3. Payment options

   I can usually send from bank account or credit card, with equal ease.

4. Fraud protection

   There's a degree of fraud protection in using PayPal, over and above that of simply sending a check or money order. (PayPal has an arbitration system, which I've never used ... which is better than none at all).

5. Time

   Writing and mailing a check is TIME CONSUMING. It generally takes me about a week to do this. I won't detail the steps, but any programmer should be able to detail them and see the large number and where failure points exist :)

   Money orders are even worse, for obvious reasons.

   And, please, don't even think of BidPay! That service is (a) SLOW; and (b) EXPENSIVE. It's the payment method of choice when you want to say "screw the customer".

6. Professionalism

   Rightly or not, the world (i.e., the majority of those I've polled) view taking PayPal as a sign of being professional / reliable / stable / trustworthy. Although not my sentiment, I've heard some people say that not having a PayPal account indicates that the person couldn't get a PayPal account, thereby implying a problem of some kind.

7. "Accidental Duplicate Charge" protection

   The most recent credit-card-over-email transaction I did resulted in the vendor charging my credit card twice (and I'm now trying to get a refund of the second charge) ... something flat-out impossible with PayPal.

The victim was a Texas man who ordered regularly online from the Magic Factory, typically using his PayPal account, according to a U.S. Attorney press release. But in 2009, he made a transaction with his American Express card by entering his account information in the store's website, according to prosecutors.

I am aware of precisely one legitimate argument against using PayPal:

you don't want them to have access to your bank account.

That's a losing argument, because of a four word reply:

get a new one

It's that simple. If you are worried that giving out a bank account number to PayPal can result in fraud/loss, then simply opens a new bank account somewhere and use that small balance account for PayPal.

Ok? Sign up for PayPal now!

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Updated 2008-06-17